Prime Trust Advisors

Employee Benefits Research Institute
Data Show That Automatic Enrollment in 401(k) Plans Has Led to Higher Match Rates from Large Plan Sponsors

New research from the nonpartisan Employee Benefit Research Institute (EBRI) finds that employers adopting automatic enrollment in their 401(k) plans have also generally increased the “employer match” to participant’s accounts—in some cases, by a significant amount.

1/21/2010 12:00:00 AM

CNN Money
4 smart fixes for your 401(k)

With stocks up more than 60% since hitting bottom last March, the red ink is finally fading on the typical 401(k) account. Yes, it's safe to look at your statement again: Balances for boomers who have worked 10 to 20 years at the same company are now down less than 3% on average, compared with pre-crash levels; younger employees and 45- to 64-year-olds with less tenure are solidly back in the black.

1/18/2010 5:24:39 AM

CNN Money
A retirement plan for the laid off

Question: I'm 57 and I think there's a good chance I'll be laid off this year. If that happens, I'll have to move my 401(k) balance to an IRA. On the recommendation of a finance professional, many of my former co-workers have transferred their 401(k) savings into annuities. Do you think this is the way to go? -- E.Z., Deer Park, N.Y.

1/7/2010 9:36:45 AM

Employee Benefits Research Institute
'Investment Behavior of Target-Date Fund Users Having Other Funds in 401(k) Plan Accounts,' and 'What Do We Know About Enrollment in Consumer-Driven Health Plans?'

Some investors in target-date funds, a rapidly growing option in 401(k) retirement plans, apparently do not understand the purpose of the funds and could end up with a potentially inferior portfolio in terms of risk/return tradeoff, according to a new study by EBRI. Press release

12/3/2009 12:00:00 AM

Employee Benefits Research Institute
Company Stock Holdings Continued to Shrink in 401(k) Accounts in 2008

11/23/2009 12:00:00 AM

Employee Benefits Research Institute
Loans from 401(k) Plans: How Many, How Large?

11/18/2009 12:00:00 AM

CNN Money
Take back your old 401(k)s

Question: I lost my job, so I have my retirement savings in three separate 401(k) accounts with three different employers. Should I just leave them there, roll them over into an IRA account or do something else? --Annie, Texas

11/17/2009 6:23:18 AM

CNN Money
How to invest your 401(k)

Question: I've got many investing options in my 401(k) -- small caps, large stocks, emerging markets, fixed-income, etc. What would be the ideal portfolio for me considering that I'm 51 and plan to retire at 65? --D.D., Anaheim, Calif.

11/12/2009 5:21:23 AM

CNN Money
Stretch your retirement dollar

Question: I worked for the same company for more than 27 years and then was laid off eight months ago. Although at age 57 I have lots of experience, my employment prospects look bleak. My 401(k) has gone down the drain the past two years and is currently worth about $320,000. As I approach retirement, I wonder: Will this be enough to live on? --David, Los Angeles, Calif.

11/10/2009 12:30:34 PM