Prime Trust Advisors

Employee Benefits Research Institute
Sources of Funding of Public Pension Plans

6/17/2009 12:00:00 AM

Employee Benefits Research Institute
401(k) Sponsors Suspending Matching Contributions Are Generally Also Funding Defined Benefit Pensions

6/16/2009 12:00:00 AM

Employee Benefits Research Institute
“Savings Needed for Health Expenses in Retirement: An Examination of Persons Ages 55 and 65 in 2009,” and “Many 401(k) Sponsors Suspending Matching Contributions Also Funding Defined Benefit Pension Plans”

EBRI has published a newly updated set of estimates of the amount of money individuals and couples will need to cover certain health care expenses in retirement. The new estimates attempt to provide current information to allow men, women, and couples deal with the financial consequences of longevity and investment risk, as well as the various types of medical care coverage available when they reach age 65. Press release

6/10/2009 12:00:00 AM

CNN Money
The safety of your pension

1. Many pension plans are underfunded

6/8/2009 5:43:54 AM

CNN Money
A late start on retirement saving

Question: I'm in my 50s and I got a late start on my 401(k) plan at work. All my contributions go into a balanced fund, but when I get my statement each quarter, it seems that I'm losing as much as I'm contributing. Should I leave my money where it is or should I switch to another fund? --Linda Mandrell, Tampa, Florida

6/2/2009 10:24:18 AM

Employee Benefits Research Institute
Plan Demographics, Participants’ Saving Behavior, and Target-Date Fund Investments

A new EBRI study of target-date fund investments explores whether plan demographic characteristics would affect individual participant contribution rates and target-date fund investments for participants in relation to plan demographics by considering target replacement income and its success rate. Press release

5/28/2009 12:00:00 AM

Employee Benefits Research Institute
Study Examines Plan Demographics, Saving Behavior Of Participants, and Target-Date Fund Investments

5/28/2009 12:00:00 AM

CNN Money
How to divvy up your retirement money

Question: I'm 26 years old and I currently contribute 10% of my income to my retirement savings plan at work. Right now I have my money divided among four mutual funds: a large-cap fund, a mid-cap, a small-cap and an international fund. Do you think that's the proper allocation? --Danny, Tustin, Calif.

5/14/2009 6:04:29 AM

CNN Money
Stress-test your retirement

The economy is in shambles, and the stock market is in the tank. If you're entering the waning years of your career - or if you've already retired - that's more than enough to suck the joy out of retirement. If you let it.

5/13/2009 7:42:40 AM

CNN Money
Strategizing a retirement rebound

Question: I plan to retire in about two years, but I've lost a lot in my retirement savings account. Currently my money is spread out over small and midcap stocks, growth shares and safe investments. But I'm thinking of moving my balance to an account that tracks the Standard & Poor's 500 index, riding the upswing until the S&P hits 1,100 or 1,200 and then diversifying into something safer. Do you think this is a good plan? --Alan W., Raleigh, North Carolina

4/21/2009 6:03:49 AM